Business dental insurance
This would cover your employees for preventative and restorative treatments such as dental checkups, treatments, and consultations.
Get a business dental insurance quote
Our employee benefits specialists are on hand to help. Please get in touch if you would like to obtain some costings for your employees or if you would like a comparison against any current policies you have in place.
What is business dental insurance?
An employer paid policy, for the benefit of the employee to be able to reclaim costs for routine and everyday dental treatments. This would cover your employees for preventative and restorative treatments such as dental examination, hygiene, extractions, and fillings. Contracts are generally annually renewable, with the opportunity to enhance or reduce cover during the renewal window each year.
Dental insurance policies vary by provider and policy level, and there are many options to choose from, ranging from basic to more comprehensive plans. Employees may be able to receive treatments from registered NHS practices or private dentists, they can then claim the money back up to the benefit limit of the policy in place. Some providers do offer direct settlement meaning the employee will not need to pay upfront for their treatment.
What does business dental insurance cover?
When purchasing your policy, our consultants will complete a full analysis giving you the choice between several plans and cover levels. The type of policy you purchase will determine what your employees are covered for and what isn’t included within your plan. In addition to preventative and restorative treatments, cover is available for emergency, dental accident or injury, surgical implants, and oral cancer for example. You may have access to worldwide cover, orthodontics or mouthguards depending on the policy and level chosen.
There will be limits on the amount an employee can claim against dental treatments. These limits are often set annually, and if an employee receives treatment that exceeds these limits, they will be required to pay the difference.
What’s excluded from business dental insurance?
The following treatments and services will be excluded from business dental insurance policies:
Why should you consider business dental insurance?
Offering a business dental plan may encourage your employees to make healthier decisions.
Improving the general health and wellbeing of your workforce may improve their productivity and reduce absences.
Including dental insurance as part of an employee benefits package may help you to attract and retain employees.
Supplementing the costs of dental related treatments may help to improve the financial situation for your workforce.
Speak to an independent insurance advisor
Get a quoteBusiness dental insurance for companies
You pay for the policy premiums through a company bank account.
Options to choose the level of cover for your employees.
You decide which employees or groups of employees are eligible for the benefit.
Online claiming process.
You can make changes throughout the year with the support from your dedicated account manager at Premier Choice.
How do business dental insurance claims work?
Business dental insurance will reimburse employees when they pay for treatments covered within their policy at an eligible dental practice. This means that your employees may have to pay up front and then follow steps to claim against the policy. The claims process will vary per provider, but many offer an online and instant claims system to make things simple.
Get a free quoteCompare business dental insurance plans
Our advisors will aim to find you the most suitable and competitively priced policy for you that offers all the cover you want to provide to your employees. We’ll work with you to understand your specific requirements and compare the options available in the UK for you to choose from.
What our advisors have to say about business dental insurance
“Dental treatments can be expensive for employees, so providing them with support in this area can really help them with some of their financial and health costs”
Group dental insurance FAQs
Can businesses provide dental insurance for their employees?
How much does business dental insurance cost?
Does business dental insurance cover everything?
How can I get business dental insurance?
Why choose Premier Choice Group?
Personal market analysis
Our team will personally review your options
Free comparison service
Our no obligation service is entirely free
Independent advice
Our advice is always unbiased and impartial
Fair analysis
We aim to offer a fair analysis of policies available on the market
Single UK-based contact
A UK based company providing a nationwide service
Qualified advisors
Authorised & regulated by the Financial Conduct Authority
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