International health insurance

Access private medical services and avoid having to use public healthcare systems while you’re away from the UK for an extended period of time.

Premier Choice geometric shapes and image of business woman in green coat working in a corporate car

Get an international health insurance quote

If you’re travelling away from the UK, our advisors can help you get a quote for the cost of medical insurance. We’ll learn more about your plans and help you choose the most appropriate cover. You have no obligation to purchase through us, and we’re on hand for any questions you may have before purchasing.

black phone icon
0800 970 1618
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Premier Choice Pattern Graphic

What is international health insurance?

Similarly to private medical insurance, international health insurance covers you for private diagnosis, tests and treatments you may need while away from the UK. This type of insurance can cover you for any location across the globe, and it’s up to you to choose how long you’re covered for. International health insurance is often bought by travellers who are away from the UK for a minimum of several months, and can last for years. If you’re travelling between multiple countries during your trip, your policy can cover you for all locations.

Is there any difference to travel insurance?

Travel insurance is not the same as international health insurance, and while there may be some crossover in terms of what they cover, there are many distinct differences.

International health insurance is intended for longer trips rather than shorter holidays. It will offer you a broader range of medical cover as opposed to travel insurance, which may only cover you for emergency treatments, but it isn’t concerned with travel risks such as losing your luggage. In some cases, it may be beneficial to purchase both insurances alongside each other, so please let us know if you’re interested in exploring this.

Premier Choice geometric shapes and image of man looking out airport windows

How long does international health insurance last?

You will have flexibility over how long your international health insurance coverage lasts. Some providers offer short term cover and longer term cover as separate products, while others may combine their offerings into a single product. If you are travelling away for a few months up to a year, you may find that the short cover offers greater value. However, if you’ll be overseas for a period greater than 1 year, the longer term cover may be better suited to you.

What does international health insurance cover you for?

Similarly to private medical insurance, there is a range of cover options available that you can choose from. Some providers will offer policies at different levels, and the level you choose determines what’s included in your base cover. From there, you may be able to include additional options that are only available as add-ons. The options you can choose from will vary based on your medical history, the details of your trip and the provider, but we’ve listed some examples below:

24 hour medical assistance
Inpatient and day patient treatments
Emergency maternity care
Outpatient treatments
Dental & optical services
Mental health support
Emergency surgery
Virtual doctor appointments
CT, Pet & MRI scans
Cancer treatment
Drugs & dressings
Prescription glasses
Health check ups
Travel insurance
Rehabilitation therapies
Physical doctor appointments
Premier Choice Pattern Graphic

How much will international health insurance cost you?

The price of an international health insurance policy depends on many factors, such as the policy level, whether you include additional coverage, where you’re travelling to and more. When comparing your options, we’ll help you understand the choices along the way that may increase or reduce your price so that you can make the best decision for you. Here are some examples of policy details that may impact the price:

Your travel destination(s)
The length of your policy
Additional coverage options
Your base policy level
Medical history
Policy claim limits

Is international health insurance worth it?

Deciding whether international health insurance is the right choice for you is a personal decision. Our aim is to provide you with the information needed to make the right choice and be there to answer any questions or help you get a quote. We’ve listed some factors to consider below if you’re still unsure about the benefits on offer:

Premier Choice geometric shapes and image of airport seats

Receiving emergency medical care in another country may be very costly, and having insurance can help you budget for your trip without the concern of this expense.


Avoid using public health systems in countries you’re not familiar with. These may be confusing to access, expensive to use or unavailable depending on where you’re travelling to.


Flexible policies mean that you can tailor your cover around your needs and concerns. Whether that’s a focus on dental and optical treatments, or mental health support while you’re away, your policy may be able to help.


Virtual services mean that you can access medical support in your own language, from medical services you’re familiar with while you’re travelling.


Claims may be handled by the provider and medical company directly, meaning you won’t have to get involved in the claims process in a foreign country.


Peace of mind knowing that in the event of medical emergencies, you have access to private cover.

Compare international health insurance policies

If you’d like to compare the policies available to you so that you can understand the price or make a purchase, provide some contact information, and we’ll get back to you. We can help you navigate the process, ensuring that you understand the details when building your policy. You’re not obligated to purchase through us, and this service is free.

black phone icon
0800 970 1618
Premier Choice Pattern Graphic
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What our advisors have to say about international medical insurance

“If you’re travelling overseas for any extended period of time, international medical insurance Can prove to be a lifeline when illness or injuries occur. Even if you don’t claim on your policy, the peace of mind it provides may help make your trip that bit more enjoyable”

Premier choice group

International medical insurance FAQs

Is international medical insurance the same as travel insurance?


Should I get international medical insurance for a short holiday?


Is international medical insurance cheap?


Why choose Premier Choice Group?

Personal market analysis

Our team will personally review your options

White checkmark

Free comparison service

Our no obligation service is entirely free

White checkmark

Independent advice

Our advice is always unbiased and impartial

White checkmark

Fair analysis

We aim to offer a fair analysis of policies available on the market

White checkmark

Single UK-based contact

A UK based company providing a nationwide service

White checkmark

Qualified advisors

Authorised & regulated by the Financial Conduct Authority

White checkmark

Helping you with your individual health needs

Health Insurance

Access private medical services, treatments and facilities through a dedicated health insurance policy. Available to individuals, families and groups.

Learn more

Health Assessments

Take a private health assessment to understand your current mental and physical health better. Create an action plan and access ongoing support services to improve areas of health.

Learn more

Travel and Holiday Insurance

Protect yourself and your family while travelling outside of the UK. Choose from various cover options for a range of issues and scenarios you may find yourself in while travelling.

Learn more